Debt

Financial counselors can work with you to create a financial plan to meet your goals. Based on your individual situation, counselors can help you:

  • Learn how to manage debt wisely.
  • Prioritize debt repayment.
  • Create a plan to pay off accounts with payday lenders, auto title loans and pawn shops.
  • Review your credit report to identify current debt.
  • Send verification letters to confirm ownership of past debt.
  • Negotiate with creditors seeking payment for accounts in collection.
  • Create a plan to pay down debt.
  • Negotiate with lenders to prevent foreclosure.
  • Applying for or negotiating student loan repayment progams.
  • Create steps to plan for wage garnishments.

Counselors can also provide referrals to other community resources to help meet any needs you may have.

Schedule an Appointment

Getting Out of Debt

Counselors will help you review your current income, expenses and loan payment obligations. They will work with you to develop a plan to best address your debt, based on your current ability to repay. When appropriate, counselors can make a referral to a bankruptcy attorney.

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